Associate Manager

•    This is an individual contributor role involved in loan processing and servicing, which includes booking of new loan, processing of repricing, rollover, prepayment, repayment, fee etc in line with Global DOI. The role also involves managing reconciliation activities for lending function.

Processes
•    To Solve issues relating to Customer Service and Operational Issues 
•    To meet and surpass agreed SLA measures.
•    Accurate check and release of new loan draw down, rollover of loans and other loan maintenance activities.
•    Accurate check and release of fee transactions.
•    Accurate checking of diary system so that all actions are correctly done on due date.
•    Ensure timely reply/holding reply to queries raised by business units across the group
•    Accurate checking and timely submission of Group/Regulatory returns (if any)
•    Ensure entries to Customer Accounts and General Ledger Accounts are prepared, checked and posted correctly.
•    Ensure all first pass errors are captured without bias and submitted to the Unit Manager for KPI, 2 working days after the month end.
•    Ensure all complaints/second pass errors on their team/themselves are logged in and submitted to the Unit Manager for KPI, 2 working days after the month end.
•    Ensure Productivity/Accuracy/timeliness MIS is updated periodically.
•    Ensure staff performance is monitored on a continuous basis and feedback provided at regular intervals.
•    Ensure proper training is given to team members whenever required.
People & Talent
•    Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
•    Ensure identified back up staff is trained.
Risk Management
•    Support KCSA RP by providing necessary samples/ clarifications.
•    To escalate unit’s OR issues, operational losses and near misses to Line Manager.
•    Adhere to laid down Operating Procedures and Group Risk Policies at all times.
•    Ensure all key exception reports are checked and items resolved.

Governance
•    Ensure timely escalation to Senior Management of any exception noticed related to work and environment.  
•    To always strive to have a positive VOC 
Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•    Ensure strict compliance to Group Code of Conduct at all times. 
•    Compliance with all relevant Group Policies related to CIB.
•    Compliance with all relevant Group Money Laundering Prevention Policy.
•    Compliance with Group Operational Risk procedures.
Key stakeholders
•    Peers, Subordinates and Managers in GLS, CPC / GBS Chennai.
•    Relationship Managers, Client Managers and other Business stakeholders in the country.
Other Responsibilities
•    To actively participate in BCP / DR and any other UAT.
•    Participation in engagement and CSR activities.
•    Embed Here for good and Group’s Brand and Valued Behaviours in GLS.
•    To prepare/provide inputs for all MIS submission.

•    Knowledge of ACBS
•    Knowledge of TLM

•    Graduate in commerce or business administration

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.