Underwriting Surety Bonds: Evaluate and underwrite surety bond applications for infrastructure, energy, telecom, and aviation projects.
Risk Assessment: Conduct thorough risk assessments and financial analyses to determine the creditworthiness of applicants.
Policy Development: Assist in the development and implementation of underwriting policies and procedures.
Profitability: Driving portfolio profitability and
Client Interaction: Maintain strong relationships with clients, brokers, and other stakeholders to ensure clear communication and effective service delivery.
Market Analysis: Stay updated on market trends and regulatory changes affecting the surety bond industry.
Reporting: Prepare detailed reports and presentations for the Chief Technical Officer and other senior management.
Compliance: Ensure all underwriting activities comply with company policies and regulatory requirements.
Technical Skills:
Corporate Credit Underwriting: Minimum of 4-5 years of experience in corporate credit underwriting, with a focus on surety bonds.
Financial Analysis: Proficiency in financial statement analysis, risk assessment, and credit evaluation.
Industry Knowledge: In-depth understanding of the infrastructure, energy, telecom, and aviation sectors.
Regulatory Compliance: Knowledge of relevant regulatory frameworks and compliance requirements.
Software Proficiency: Familiarity with underwriting software and financial analysis tools.
Soft Skills:
Analytical Thinking: Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
Attention to Detail: High level of accuracy and attention to detail in all aspects of underwriting.
Communication: Excellent verbal and written communication skills, with the ability to present information clearly and concisely.
Interpersonal Skills: Strong interpersonal skills to build and maintain relationships with clients, brokers, and team members.
Problem-Solving: Ability to identify issues, develop solutions, and implement effective strategies.
Time Management: Efficient time management skills with the ability to prioritize tasks and meet deadlines.
Team Collaboration: Ability to work collaboratively within a team and contribute to a positive work environment.
Educational Qualifications:
Degree: Bachelor’s or Master’s degree in Finance, Business Administration, Economics, or a related field from a Tier 1-2 institute.
Certifications: Relevant certifications in underwriting or risk management will be an added advantage.
