Java Backend Engineer - Global Payments, Card (Fiat)

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by over 300 million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.
We are seeking an experienced and skilled Backend Java Engineer to join our Global Payment Card, Fiat team. The ideal candidate will have approximately 5 years of professional experience in backend development, with a strong focus on Java technologies. You will play a key role in designing and building scalable, secure, and high-performance payment solutions. If you have a solid background in payment systems or fintech, and a keen interest in Web3 and AI technologies, this is an excellent opportunity to contribute to innovative global payment products.

Responsibilities:

• Design, develop, and maintain backend services and APIs for global payment card products using Java
• Lead integration efforts with payment channel partners and third-party payment platforms
• Build robust, scalable, and secure backend systems to support high-volume payment transactions
• Explore and implement Web3 and AI technologies to enhance payment processing and security
• Conduct code reviews, mentor junior engineers, and ensure best practices in software development
• Collaborate closely with cross-functional teams including product, security, and operations to deliver end-to-end solutions
• Optimize system performance, reliability, and scalability in a production environment

Requirements:

• Bachelor’s degree in Computer Science, Engineering, or related field, or equivalent practical experience
• Approximately 5 years of professional experience in backend development with Java
• Strong expertise in Java and backend frameworks (e.g., Spring Boot, RESTful APIs)
• Experience with databases (SQL and/or NoSQL), messaging systems (e.g., Kafka, RabbitMQ), and microservices architecture
• Proven experience integrating payment gateways or third-party payment APIs is highly desirable
• Knowledge of payment industry standards, security protocols, and compliance requirements
• Interest or experience in Web3 and AI technologies is a plus
• Excellent problem-solving skills, attention to detail, and ability to work independently and collaboratively
• Strong communication skills and experience working in cross-functional teams