Job Description:Job Title - GEM Credit Analyst, Associate
Location - Mumbai, India
Role Description
Deutsche Bank’s emerging markets business offers a fully integrated and global product platform. With unrivalled breadth and superior execution capabilities, we are dedicated to making markets and providing client solutions in a wide range of EM products.
Our product range includes external debt and Credit Default Swaps (CDS), FX, rates, options, and the more complex cross-market derivatives covering multiple EM jurisdictions.
At Deutsche India Pvt Ltd, we adopt a global focus for all our EM clients and this spans various job profiles enabling Credit Solutioning, Structuring, Portfolio Risk Management, Quantitative Analytics, Platforms, Sales & Trading.
XVA trading teams in London, Singapore and New York operate across the Global Emerging markets and serve as a conduit of information, knowledge, and expertise across these markets. A significant focus area for the team is to expand and diversify its asset base across credit markets in Global Emerging Markets. You will be assisting in the fundamental analysis of issuer credit quality which is the key determinant of the bank’s underwriting appetite & trading strategies.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under child care assistance benefit (gender neutral)
- Flexible working arrangements
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- In-depth analysis of business model, industry, financial performance (balance sheet, income statement, cashflows, liquidity, financial ratios), management quality and expected future performance (cashflow models/forecasts) as well as market data and peer analysis to take a comprehensive view on credit risk being underwritten in GEM/GFX derivative books
- Combining credit analysis with market view (yields, credit spreads) to determine the appetite & hold period for underlying credit
- Regular & ongoing portfolio monitoring (tracking of company/sector news, earnings, credit & market events) to determine any change in trading strategy in terms of reducing/exiting the credit position, de-risking strategies or building incremental positions into GEM/GFX derivative books
- Assist/participate in counterparty due-diligence calls and visits
Your skills and experience
- Sharp credit due diligence skills
- Good sector/country risk assessment skills
- Understanding of credit market/products
- Self-starter with ability to firmly communicate ideas and clear recommendations based on analysis
- Decision making and working under pressure
- Team player attitude, flexibility, and excellent interpersonal skills
Your qualification
- Minimum Undergraduate- preferably CA/MBA/CFA
- Minimum 3 years of credit risk experience in top tier bank/rating agency/financial institution
How we’ll support you
- Training and development to help you excel in your career
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
