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Product Architect

30+ days ago 2026/04/07
Other Business Support Services
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Job description

Our Purpose




Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.




Title and Summary




Product Architect
Product Architect
Job Family: Principal Software Engineer
Who is Mastercard?
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
Real Time Payments Global (RTP) is seeking a new Product Architect to take architectural responsibility for new product development. The development relates to the build out of new Value Added Service Products which will complement our flag ship real-time account-to-account payments service.
This is a senior role that will involve providing architectural leadership to the Product owners, the Engineering teams, and a wide variety of internal stakeholders, to provide quality and cost effective product solutions.
Role
Product Architects are expected to have a broad range of skills and experience and may be asked to undertake any or all of the following activities:
• Defining and maintaining product target architectures making sure they are compliant with RTP and Mastercard architecture and engineering principles and standards.
• Working with Product Managers and Product Owners to define Product technical roadmaps and the delivery milestones ensuring appropriate architectural and technical items are suitably prioritised.
• Contribute to and help elaborate Product technical initiatives, epics and features as part of the Agile development process.
• Producing key product documentation such as Product Architecture Overview Documents and using these to ensure formal architectural governance is correctly applied.
• Providing detailed subject matter expertise to both internal stakeholders and external customers.
• Collaborating with Solution Architects to develop market tailored solutions.
• Provide leadership and guidance to other team members, ensuring that their efforts are compliant with the architectural designs/principles already defined.
• Work in collaboration with other architects within RTP and Mastercard Operations and Technology to ensure that architectural principles are aligned across Products where appropriate.
• Ability to lead and contribute to solution spikes and POCs to try innovative new techniques and technologies.
All About You
• Significant experience of working in a technical capacity (Professional Services or Product Development) for a commercial software product organisation or ISV (Independent Software Vendor).
• Proven experience in architecture and design.
• Able to present and communicate complex architectural issues clearly and concisely with technical and non-technical audiences from senior stakeholders to project teams.
• Excellent interpersonal skills including facilitation, negotiation, collaboration and influencing
• Understanding of the product development lifecycle from roadmap to live implementation and support
• Understanding of solution trade-offs such as cost, scope, timescale, and balance between long-term strategic and short-term pragmatic considerations
• A background in development with a comprehensive understanding of a range of technology stacks including Java and associated frameworks, Middleware such as Kafka, REST APIs, Application Servers, Database – and a thirst and ability to rapidly acquire new technology knowledge.
• Ideally, experience of the Payment Industry.

Corporate Security Responsibility




All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:



  • Abide by Mastercard’s security policies and practices;



  • Ensure the confidentiality and integrity of the information being accessed;



  • Report any suspected information security violation or breach, and



  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.








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