Product Owner

Act as an agile Product Owner within Customer Self Serve  to develop new client jounrey capabilities , to improve client experience, promote usability and drive client satisfaction
To function as the domain expert in projects related to Servicing and support the roll out of related projects from a functionality and capability perspective.
Refer to myHR for guidance on how to define roles and responsibilities.
Standard Chartered Bank is seeking a Product Owner - Digital Banking to drive the vision, strategy, and execution of our digital banking journeys. In this role, you will work closely with cross-functional teams, including technology, design, and business stakeholders, to enhance customer experience and deliver innovative digital solutions. You will own the product backlog, prioritize features based on business value, and ensure seamless delivery in an Agile environment.
The ideal candidate has a strong background in retail banking, digital channels, and Agile product management, with expertise in mobile banking, internet banking, payments, and customer experience enhancement. You should be data-driven, customer-centric, and adept at navigating complex banking ecosystems.

Responsibilities*
Refer to myHR for guidance for each section below.

Strategy* 
The Product Owner:
Is empowered with necessary business levers to influence real outcomes.
Is responsible for owning the product journey, vision across the entire product life cycle, from inception, validation, build, delivery, run & iteration.
Maintains a commercial lens over the product, understand and communicate with relevant stakeholders on the commercial performance metrics and viability of products.
Is accountable for creating a transparent, clear, and easy to understand product vision. 
Owns the ‘WHY’ and ensure all members of the squad understand and embrace the vision & mission. The why should be closely aligned to the organization’s overall goals and ambitions. 
Inspires the squad to continuously thrive in a growth mindset
Sets goals for the squad and create actions plans to target
Owns, maintains & constantly optimizes the product roadmap & product backlog  
 

Business*
The Product Owner:
Leads and embeds a culture of evidence-based decision making.
Conducts regular design sprints to fill the product backlog with customer validated and business viable features & initiatives. 
Leverages design thinking and customer jobs-to-be-done frameworks to synthesize and identify themes or opportunities
Conduct customer interviews to capture customer voice and verbatim feedback 
Where required, produce lo-fi prototypes and conduct usability studies to find resonance with customers.
Utilize a discovery canvas to bring discovery storytelling to life within a standardized structure 
Embeds an MVP culture into the organization, consider how might we test and learn with minimal investment and development
Ensures that squad leverages existing investments & where necessary build out technical solutions that are complementary, scalable & cost efficient.
 

Product Delivery & Execution 
The Product Owner:
Is responsible for implementing journeys or experiences which maximum business benefit and executing these within timelines and budget.
Leverages enterprise tools like ADO to manage the sprint and overall product delivery. 
Align with technology architects on the target solution design to minimize technical debt.
Leads the squad in defining the functional requirements and non-functional requirements like API response and overall performance.
Clearly slice the back log into independently shippable experience for customers
Plans, refines and optimizes the sprint backlog to maximise squad output and remove down time. 
Clearly defines Definition of Ready (DOR) and along with the scrum master align necessary dependencies to avoid delays, enforce the DOR to avoid rework.
Defines the Definition of Done (DOD) with the squad and track core efficiency metrics like S2V etc. 
Reviews testing criteria to ensure product meets the organizations quality standards.
Is accountable for signing off on the shippable product once it has met DOD (all acceptance criteria) and passed testing standards on functionality and performance. 
Conducts pre-go-live demos for stakeholders and align necessary support functions to ensure a smooth transition and go-live 
Conducts regular retrospective and review sessions to embed a growth mindset where the squad is constantly looking for ways to improve the way we deliver products. Take learnings and share with the wider PO community.
Manages a well-articulated, communicated and rationalized backlog with adequate funding and commercial support to ensure ongoing growth.
 

Strategy* 
The Product Owner:
Is empowered with necessary business levers to influence real outcomes.
Is responsible for owning the product journey, vision across the entire product life cycle, from inception, validation, build, delivery, run & iteration.
Maintains a commercial lens over the product, understand and communicate with relevant stakeholders on the commercial performance metrics and viability of products.
Is accountable for creating a transparent, clear, and easy to understand product vision. 
Owns the ‘WHY’ and ensure all members of the squad understand and embrace the vision & mission. The why should be closely aligned to the organization’s overall goals and ambitions. 
Inspires the squad to continuously thrive in a growth mindset
Sets goals for the squad and create actions plans to target
Owns, maintains & constantly optimizes the product roadmap & product backlog  
 

Business*
The Product Owner:
Leads and embeds a culture of evidence-based decision making.
Conducts regular design sprints to fill the product backlog with customer validated and business viable features & initiatives. 
Leverages design thinking and customer jobs-to-be-done frameworks to synthesize and identify themes or opportunities
Conduct customer interviews to capture customer voice and verbatim feedback 
Where required, produce lo-fi prototypes and conduct usability studies to find resonance with customers.
Utilize a discovery canvas to bring discovery storytelling to life within a standardized structure 
Embeds an MVP culture into the organization, consider how might we test and learn with minimal investment and development
Ensures that squad leverages existing investments & where necessary build out technical solutions that are complementary, scalable & cost efficient.
 

Product Delivery & Execution 
The Product Owner:
Is responsible for implementing journeys or experiences which maximum business benefit and executing these within timelines and budget.
Leverages enterprise tools like ADO to manage the sprint and overall product delivery. 
Align with technology architects on the target solution design to minimize technical debt.
Leads the squad in defining the functional requirements and non-functional requirements like API response and overall performance.
Clearly slice the back log into independently shippable experience for customers
Plans, refines and optimizes the sprint backlog to maximise squad output and remove down time. 
Clearly defines Definition of Ready (DOR) and along with the scrum master align necessary dependencies to avoid delays, enforce the DOR to avoid rework.
Defines the Definition of Done (DOD) with the squad and track core efficiency metrics like S2V etc. 
Reviews testing criteria to ensure product meets the organizations quality standards.
Is accountable for signing off on the shippable product once it has met DOD (all acceptance criteria) and passed testing standards on functionality and performance. 
Conducts pre-go-live demos for stakeholders and align necessary support functions to ensure a smooth transition and go-live 
Conducts regular retrospective and review sessions to embed a growth mindset where the squad is constantly looking for ways to improve the way we deliver products. Take learnings and share with the wider PO community.
Manages a well-articulated, communicated and rationalized backlog with adequate funding and commercial support to ensure ongoing growth.
 

Graduate
Certified Scrum Product Owner (CSPO)
ENGLISH 

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.